Platform
Platform
A complete solution for your institution to operate in Open Finance with security, compliance, and high performance.
- Our solution
100% from the Regulatory Compliant. Today and Always.
We guarantee continuous adherence to all Central Bank regulations, with automatic updates according to the official schedule.
Never Miss a Deadline
Your institution always up-to-date with regulatory requirements. No risks, no delays.
Scalability
Our solution allows you to include as many brands as needed.
Zero Development
Save your team time and resources. A simple integration is all it takes to get Open Finance up and running quickly.
Features Platform
Platform
- Multi-brand architecture
A structure designed to support different brands and products within the same institution, ensuring flexibility, standardization, and centralized management.
- DCR/DCM authentication flows
Implementation of mandatory authentication flows (Data Requester/Consent Management), aligned with the OpenID standard.
- Horizontal and vertical scalability
A platform designed to grow with demand, ensuring high availability, operational efficiency, and performance even at high volumes.
- Webhook dispatching
Automated notification for events such as consents and transactions, enabling real-time reactions.
Features
- Observability mechanisms
An integrated platform for monitoring and collecting performance, operational, and failure metrics, facilitating management and ongoing support.
- Performance statistics
Continuous collection and analysis of performance data to optimize processing, reduce latency, and ensure efficiency even at high volumes.
- Encrypted data
End-to-end encryption applied throughout the entire processing cycle, ensuring the protection, confidentiality, and integrity of all data transmitted through the platform.
- Cloud-agnostic infrastructure
Flexible architecture that allows operation across different cloud providers, avoiding technological dependencies and ensuring portability.
- Proprietary FIDO Server
Support for Redirect-free Journey (JSR) with robust FIDO protocol authentication, ensuring a fluid and secure user experience.
- Metrics dashboard
A centralized view of operational indicators, allowing you to monitor performance, API consumption, critical events, and solution health in real time.
Governance
- Regulatory reports
Automatic generation of regulatory reports with complete and structured data, ready for submission to the financial regulator.
- Bilateral ticket support
Complete management of bilateral tickets between institutions, ensuring traceability, transparency, and compliance in mandatory communication processes.
Components
- Regulatory APIs
A set of standardized APIs required by the financial regulator to enable Account Information Service Provider and Payment Initiation Service Provider within Open Finance.
- Proprietary Authorisation Server
Authorization server developed to manage authentication and token issuance securely, with high availability and adherence to Open Finance standards.
- Consent Management
Authorization server developed to manage authentication and token issuance securely, with high availability and adherence to Open Finance standards.
- Metrics Collection Platform (PCM)
Independent service that automatically manages the entire process of collecting and sending calls to the PCM, ensuring full compliance with regulations.
- Data Quality Engine (DQE)
Data Quality Module that validates the consistency and integrity of shared information, in accordance with regulatory requirements.
- White-label Screens and Handoff
Ready-to-use interfaces, adaptable to the institution's identity, facilitating the user experience during consent, authentication, and data sharing processes.
- Metrics APIs
A suite of APIs dedicated to collecting, querying, and monitoring operational metrics, enabling real-time analysis and supporting decision-making.
Payments
- Support for all payment types
Technical support for institutions acting as Payment Initiators, with ongoing support and operational visibility.
- Redirect-free Journey (JSR)
A seamless payment experience, conducted directly within the institution's environment without external redirects, ensuring security, efficiency, and less friction for the user.
- Payment limit controls
Automated management of transactional limits, enabling dynamic configurations, real-time validations, and compliance with Open Finance guidelines.
- Deployment
Models
The platform adapts to your operational needs with three deployment options:
As a fully managed SaaS service, managed by our team.
In your cloud, under your control.
Or in your cloud, managed by Opus.
- Environments
Google Cloud (GKE)
Managed environment with high availability, automatic scalability, and native integration with key Google Cloud services. Ideal for those seeking agile infrastructure management with security and stability.
Amazon Web Services (EKS)
Platform execution with full compatibility with AWS managed Kubernetes. Take advantage of the robustness of the market-leading cloud with guaranteed monitoring, resilience, and performance.
Execution in a high-performance environment, with robust infrastructure, low latency, and advanced security tools. Ideal for institutions seeking reliability, control, and native integration with Oracle services.
Microsoft Azure (AKS)
Simple and stable deployment in the Azure cloud, using the Kubernetes Managed Service (AKS).
On-Premise Clusters
Local execution in proprietary clusters, with complete control over infrastructure and data. Flexible for hybrid and high-security environments.
Agnostic environment
Platform execution on any Kubernetes cluster, whether in a public, private, or hybrid cloud, ensuring portability, control, and adherence to security standards.
- Components and Tools
PostgreSQL Database
Store and access data with confidence. We use PostgreSQL in a managed environment to ensure stability, performance, and less effort from your team.
Message Queues
Seamless communication between services. The platform is compatible with Kafka, SQS, and Pub/Sub, with an abstraction layer that simplifies integrations and ensures scalability.
Embedded API Gateway
More control over your APIs. Our gateway comes ready to use and can work alone or in conjunction with your institution's gateway, maintaining security and performance.
WAF with mTLS support
State-of-the-art security guaranteed. The solution requires an application firewall with mutual authentication (mTLS), protecting your connections against unauthorized access.
Monitoring and Observability
Gain complete visibility into your operations. Native integration with Prometheus and Grafana, plus compatibility with tools like Datadog and Dynatrace for real-time metrics and alerts.