Credit Portability via Open Finance: What Your Institution Needs to Know
Understand how the new credit portability process will work, the participation criteria, the regulatory timeline, and the impacts for banks, fintechs, and financial institutions.
What you will find in this material
Brazilian credit market
Data on credit growth, transaction volume, and opportunities for expanding portability.
New portability journey
Understand how the end-to-end digital flow will work within Open Finance.
Regulatory timeline
See which programs are included first and the deadlines announced by the Central Bank.
Impacts for institutions
Discover the operational, regulatory, and technological challenges of operating in this new landscape.
Why does this matter now?
The Central Bank has already defined the first steps for credit portability in Open Finance.
As the journey evolves, banks and fintechs will need to adapt processes, technology, and strategy to operate in a more digital and competitive market.
Anticipating these changes will be crucial to meeting new regulatory requirements and capturing new business opportunities.
Who is this e-book for?
- Banks
- Fintechs
- Payment institutions
- Baas
- Product teams
- Open Finance Teams
- Credit and Innovation Areas
About Opus
Opus offers a complete regulatory infrastructure for Open Finance, enabling financial institutions to enter, operate, and scale within the ecosystem without needing to build all the technological infrastructure internally from scratch.